Rate Owl™ by Lund Mortgage is our new proprietary technology that keeps an eye on mortgage interest rates for you—so you don’t have to.
While you’re living your life, Rate Owl is working behind the scenes, tracking rates, watching costs, and scanning opportunities tailored specifically to you.
How Rate Owl™ Works (It’s Easy)
- You share a few details
Enter some basic information and upload your current mortgage statement. That’s it. - We set your target
We identify the interest rate and cost structure that makes sense for your goals—lower payment, faster payoff, or long-term savings. - Rate Owl goes to work
Our technology monitors mortgage rates across multiple investors, around the clock. - We alert you at the right moment
When rates hit the sweet spot for your specific scenario, we notify you and guide you on the best next step.
Why Rate Owl™ Is Different
- 🦉 It’s personalized
No generic rate alerts. Rate Owl watches for your ideal rate and cost combination. - 🦉 It shops for you
We compare options across many of our trusted investors—automatically. - 🦉 It never sleeps
Rates change daily (sometimes hourly). Rate Owl is always watching. - 🦉 It’s advice-first
We don’t just alert you—we help you understand whether it actually makes sense to act.
What This Means for You
- No constant checking
- No guessing or timing the market
- No pressure to “act now”
- Confidence that you won’t miss an opportunity
- You get peace of mind knowing that Rate Owl™ by Lund Mortgage is always watching, so you can focus on what actually matters—family, work, and life.
