Rate Owl™ by Lund Mortgage is our new proprietary technology that keeps an eye on mortgage interest rates for you—so you don’t have to.

While you’re living your life, Rate Owl is working behind the scenes, tracking rates, watching costs, and scanning opportunities tailored specifically to you.

How Rate Owl™ Works (It’s Easy)

1. You share a few details
   Enter some basic information and upload your current mortgage statement. That’s it.
2. We set your target
   We identify the interest rate and cost structure that makes sense for your goals—lower payment, faster payoff, or long-term savings.
3. Rate Owl goes to work
   Our technology monitors mortgage rates across multiple investors, around the clock.
4. We alert you at the right moment
   When rates hit the sweet spot for your specific scenario, we notify you and guide you on the best next step.

Why Rate Owl™ Is Different

5. 🦉 It’s personalized
   No generic rate alerts. Rate Owl watches for your ideal rate and cost combination.
6. 🦉 It shops for you
   We compare options across many of our trusted investors—automatically.
7. 🦉 It never sleeps
   Rates change daily (sometimes hourly). Rate Owl is always watching.
8. 🦉 It’s advice-first
   We don’t just alert you—we help you understand whether it actually makes sense to act.

What This Means for You

9. No constant checking
   • No guessing or timing the market
   • No pressure to “act now”
   • Confidence that you won’t miss an opportunity

10. You get peace of mind knowing that Rate Owl™ by Lund Mortgage is always watching, so you can focus on what actually matters—family, work, and life.

Rate Owl™ combines cutting-edge mortgage monitoring technology with the experience and guidance of Lund Mortgage. When the time is right, you’ll have real insight, clear options, and expert advice—without the stress.