Rate Owl™ by Lund Mortgage is our new proprietary technology that keeps an eye on mortgage interest rates for you—so you don’t have to.

While you’re living your life, Rate Owl is working behind the scenes, tracking rates, watching costs, and scanning opportunities tailored specifically to you.

How Rate Owl™ Works (It’s Easy)

1. You share a few details
   Enter some basic information and upload your current mortgage statement. That’s it.
2. We set your target
   We identify the interest rate and cost structure that makes sense for your goals—lower payment, faster payoff, or long-term savings.
3. Rate Owl goes to work
   Our technology monitors mortgage rates across multiple investors, around the clock.
4. We alert you at the right moment
   When rates hit the sweet spot for your specific scenario, we notify you and guide you on the best next step.

Rate Owl™ combines cutting-edge mortgage monitoring technology with the experience and guidance of Lund Mortgage. When the time is right, you’ll have real insight, clear options, and expert advice—without the stress.