Owning a home is one of life’s biggest achievements—and we’re here to make it possible. At Lund Mortgage Team, Inc., we help families and individuals across Phoenix, AZ, find the best home loans designed to fit their lifestyle, budget, and long-term goals.
At Lund Mortgage Team, Inc., we believe that every client deserves personalized attention and honest guidance. As trusted Mortgage Brokers near Phoenix, AZ, we take pride in helping our neighbors navigate the complexities of mortgage loans with confidence and ease. Whether you’re buying your first home, upgrading to your forever home, or refinancing your current mortgage, our experienced team ensures you get the best deal possible.
For over 23 years, our local, family-owned company has been serving families across the Valley with reliable, solution-driven lending services. We’re not tied to one bank—instead, we partner with multiple lenders to help you find the right mortgage loan for your needs. That means more options, better terms, and greater flexibility for your unique financial situation.
Our home loans are designed to make homeownership accessible. We guide you through every step of the process, explaining your loan options clearly and helping you make decisions that align with your goals. From first-time homebuyers to seasoned investors, we offer programs that fit all kinds of borrowers.
Refinancing your mortgage can help you lower monthly payments, shorten your loan term, or access home equity for other financial needs. As experienced mortgage lenders, we evaluate your current mortgage and find a new refinance mortgage plan that benefits your future. Our goal is to save you money and simplify your journey.
As passionate home mortgage brokers, we believe honesty and transparency build lasting relationships. We don’t just process applications—we educate, advocate, and find solutions where others can’t. Our team is committed to helping clients who may not qualify elsewhere achieve their dream of homeownership. Contact us near Phoenix, AZ, today to get started on your journey to a better home and a brighter financial future.
Here’s how our home purchase loan process works:
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A mortgage lender provides the funds directly to the borrower, while a mortgage broker connects clients with multiple lenders to find the best rates and terms. Working with a broker like Lund Mortgage Team, Inc. gives you access to a wider range of loan options and personalized service tailored to your situation.
Refinancing is beneficial if you can reduce your interest rate, shorten your term, or use your home equity wisely. We’ll help you analyze your current loan, calculate potential savings, and determine if refinancing aligns with your financial goals.
Yes, that’s one of our specialties. Because we work with multiple banks and lenders, we can often help clients secure home loans even if they’ve been turned down before. Our team reviews your credit, income, and goals to find solutions that other lenders may overlook.
The timeline can vary depending on your situation, but most mortgage loans close within 30 to 45 days. With Lund Mortgage Team, Inc., we keep you updated every step of the way, ensuring a smooth and transparent process from application to closing.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt(includingyour mortgage payment).
