Your home is more than a place—it’s where life happens. At Lund Mortgage Team, Inc., we believe securing a mortgage should feel empowering, not intimidating. As trusted mortgage lenders in Scottsdale, AZ, we take pride in helping people build stability, wealth, and confidence through homeownership.
Buying or refinancing a home can feel like a maze—but it doesn’t have to. At Lund Mortgage Team, Inc., we simplify the process by providing honest guidance, clear communication, and real solutions. As experienced mortgage brokers serving the Scottsdale area, our mission is to help you make informed decisions that truly benefit your future.
For more than two decades, our family-owned team has been a trusted name in home financing throughout Arizona. We’re not just another lender—we’re educators, advocates, and problem solvers. By working with multiple banks and lending partners, we give our clients access to a variety of mortgage loans, allowing us to match the right loan program to your exact needs and goals.
Every client’s story is different—and so is every loan we structure. From first-time buyers to seasoned investors, we design lending strategies that reflect your financial vision. Whether it’s locking in a great rate or helping you qualify after being turned down elsewhere, our team delivers solutions rooted in trust and transparency.
A refinance mortgage can open new doors—literally and financially. Whether your goal is to lower your monthly payment, consolidate debt, or tap into your home’s equity, we’ll evaluate your current mortgage and uncover opportunities that put your money back where it belongs: in your pocket.
Working with a team that values loyalty and integrity makes all the difference. Our mortgage lenders and mortgage brokers take a hands-on approach to guide you through every stage of the process. You’ll never feel lost, rushed, or like “just another application.” We build relationships—not transactions.
If you’re ready to buy, refinance, or simply explore your options, Lund Mortgage Team, Inc. is here to help. As trusted mortgage lenders and mortgage brokers serving Scottsdale, AZ, we bring local insight, personalized service, and more than 23 years of experience to every loan. Reach out today—and let’s take the next step toward your dream home together.
Here’s how our refinance process works:
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A mortgage broker acts as your personal guide, comparing loan options from multiple lenders on your behalf. Instead of visiting several banks yourself, we do the research and negotiation for you. This saves you time, money, and stress—while ensuring you get the most competitive rate available.
Working with local mortgage lenders in Scottsdale, AZ, means working with people who understand the community, housing trends, and regional lending requirements. You’ll get faster communication, personal attention, and tailored guidance that large national chains often can’t provide.
Beyond lowering your monthly payments, refinancing can help you pay off your home faster, switch from an adjustable-rate to a fixed-rate loan, or finance home improvements. It’s also a strategic way to build long-term equity or redirect funds toward other investments.
Because mortgage brokers work with multiple lenders, we often find programs that fit situations traditional banks decline. Whether it’s a unique income source, self-employment, or a lower credit score, we specialize in finding creative paths to homeownership.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt(includingyour mortgage payment).
