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Mortgage Loans in Scottsdale, AZ

Why Home Loans?

Owning a home is more than just a milestone—it’s a reflection of your hard work, dreams, and future. At Lund Mortgage Team, Inc., we’re passionate about helping families and individuals in Scottsdale, AZ, find the right home loans that make homeownership possible.

At Lund Mortgage Team, Inc., we believe getting a mortgage shouldn’t be confusing or overwhelming. That’s why our experienced team of mortgage brokers takes the time to listen, explain, and design financing solutions that truly fit your goals. Whether you’re buying your first home, your forever home, or looking to refinance, our trusted professionals will guide you every step of the way.

Creating Tailored Mortgage Experiences

For over two decades, our local, family-owned company has helped countless homeowners across the Valley find the perfect mortgage loans tailored to their unique needs. As independent mortgage lenders, we partner with multiple banks and financial institutions, so you’re not limited to a single set of rates or programs. We’re here to provide clarity, confidence, and custom solutions for every client we serve in Scottsdale, AZ.

If you’re thinking about lowering your payments, changing your loan term, or tapping into your home equity, a refinance mortgage could be the right move. We’ll evaluate your current mortgage, walk you through potential savings, and help you make an informed decision that benefits your financial health today and in the future.

Working with an experienced home mortgage broker means having a partner who understands the local market, knows the lending landscape, and genuinely cares about your success. Think of us as problem solvers—we are ready to find a way forward, even if you’ve been turned down elsewhere. Our honesty, loyalty, and deep industry knowledge are what set us apart.

When it comes to home loans and mortgage loans in Scottsdale, AZ, trust a team that’s been serving the community with honesty and expertise for over 23 years. Contact Lund Mortgage Team, Inc. today. Your path to confident, stress-free home financing starts here.

The Home Purchase Loan Process

Here’s how our home purchase loan process works:

  • Complete a simple mortgage pre-approval request
  • Get personalized loan options tailored to your criteria
  • Review interest rates and repayment plans
  • Choose the offer that best meets your needs

Get Your FREE Pre-Approval Letter Now!

FAQs

What makes Lund Mortgage Team, Inc. different from other mortgage lenders?

Unlike many lenders who offer only their own products, we’re independent mortgage brokers who work with multiple banks and financial partners. This gives you access to a wide variety of home mortgage loans in Scottsdale, AZ, helping us find the most competitive options tailored to your financial goals.

How does refinancing benefit homeowners in Scottsdale, AZ?

Refinancing can help you reduce your monthly payments, shorten your loan term, or access cash from your home’s equity. Our experts analyze your current mortgage to see how a refinance mortgage could improve your financial flexibility, stability, and long-term savings.

What credit score do I need to qualify for a home loan?

Every loan program is different, but even if your credit isn’t perfect, we may still have options. Our team reviews your entire financial picture—not just your credit score—to find solutions that work. We’ve helped many clients secure mortgage loans after being denied elsewhere.

Are there benefits to working with a local mortgage broker?

Absolutely. Local mortgage brokers like us understand the Scottsdale, AZ housing market and its lending trends. We offer personalized service, fast communication, and genuine care—something big banks simply can’t match.

Do I Qualify?

To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt(includingyour mortgage payment).

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans
  • Terms from 5 to 30 Years

Get Your FREE Pre-Approval Letter Now!