Every home tells a story—your story. At Lund Mortgage Team, Inc., we’re passionate about helping Mesa families write their next chapter with the right mortgage loans. Whether you’re buying your first house, upgrading to fit your growing family, or refinancing to meet new goals, we’re here to help you make it happen.
For more than two decades, Lund Mortgage Team, Inc. has been guiding Arizona homeowners with clarity, compassion, and expertise. As a local, family-owned company serving Mesa, AZ, we understand what homeownership means here—it’s about roots, stability, and community. That’s why we go beyond rates and paperwork. We focus on people.
We’re more than just mortgage lenders—we’re your partners in one of life’s biggest financial decisions. Our team takes a transparent, solution-based approach, helping you find mortgage loans that fit your goals and budget. We work with multiple banks and lending partners to find opportunities that other lenders might overlook, ensuring every client gets the attention and care they deserve.
Not all home loans are created equal. That’s why we customize each plan to suit your lifestyle—whether you want to build equity faster, keep monthly payments low, or invest in a second property. We don’t push products; we present options, explain them clearly, and guide you toward what feels right for you.
Life changes, and your mortgage should be flexible enough to change with it. Our refinance mortgage services are designed to help you lower payments, shorten your term, or use your equity for meaningful goals—like home improvements, education, or retirement. We’ll show you how to make your mortgage work smarter, not harder.
When you choose a home mortgage broker who knows Mesa, you’re getting more than just a lender—you’re getting a neighbor who understands the local housing market, regional lending requirements, and the heartbeat of the community. At Lund Mortgage Team, Inc., we treat every loan like it’s our own family’s future on the line—because that’s how we’ve done business for over 23 years.
Your dream home is closer than you think. Whether you’re buying, refinancing, or planning your next step, Lund Mortgage Team, Inc. is ready to help. Contact us today to get started.
Here’s how our home purchase loan process works:
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Local teams like ours understand the Mesa housing market, community trends, and regional lending requirements better than national chains. Working with a local mortgage broker means faster communication, personal service, and a stronger focus on your unique goals—not a one-size-fits-all process.
Home loans are long-term financial commitments designed specifically for purchasing or refinancing real estate. They often involve unique terms, interest structures, and tax advantages. Our team helps you navigate these details, ensuring your loan aligns with your short-term affordability and long-term investment goals.
You should consider refinancing when your financial situation changes—like a rise in income, new debt goals, or shifting market rates. A refinance mortgage can help you save money, pay off your home faster, or unlock funds for personal projects. We’ll help you evaluate your options and decide if now’s the right time.
Absolutely. Many Mesa homeowners are surprised to learn they qualify even after past credit or income challenges. Because we work with multiple mortgage lenders, we have access to loan programs designed for diverse financial situations—and we’ll help you find the one that fits.
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “28/36.” This means that no more than 28% of your total monthly income (from all sources, before taxes) can go toward housing, and no more than 36% of your monthly income can go toward your total monthly debt(includingyour mortgage payment).
