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The Unexpected Way Bad Credit Can Make Your Mortgage More Expensive

By  - Conventional loans are crème de la crème of the mortgage market. This loan type offers the best possible terms and fees as well as relatively sustainable long-term affordability. However, those who come to the table with little equity and lower credit scores may find that a conventional
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7 Tips To Guide First-Time Homebuyers Through the Process

NEW YORK (MainStreet) — Buying your first home comes with equal doses of trepidation and elation with the knowledge that you are sinking your hard-earned money into a single dwelling, possibly for the next 30 years.

Yet the yearning for your very own abode could defeat any remaining feelings of apprehension. Here are some tips to prepare you for one of the largest commitments you will encounter as a tax-paying adult.

Make sure to take all the
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Time to Refinance – Again?

Mortgage rates have fallen again to begin 2015, making refinance a smart option for more homeowners. Industry analysts agree. "From a timing standpoint, now's the time to jump on it," says BankRate.com.

Long-term indicators suggest that rates may begin a slow climb soon, eliminating the refinance option for many homeowners. Historically low rates are still attractive and new programs from Fannie Mae and Freddie Mac make it easier than ever for homeowners with low equity to
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Kitchens Lead List of Important Features

Homebuyers look for many things in a new or resale home but kitchen design and amenities often top the list. Innovations in appliances, cabinetry and surfaces make the modern kitchen appealing to homebuyers of all ages and demographics. Sellers would do well to watch this trend and incorporate the latest features. Technology, innovative storage options, water saving fixtures and appliances and durable surfaces top the list of kitchen features for
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Millennials Move Toward Buying

As apartment rents increase, competitive home prices and low mortgage interest rates are beginning to encourage millennials to enter the home market. The appeal of owning their own home is widespread among up and coming young people and they are seeing the wisdom of buying as they watch their rent rates increase each year.

According to Bloomberg business, “We are at the beginning of a multiyear period where more young people become homeowners.” Some estimates indicate
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